Though you have fallen behind on your mortgage payments, there may be a lender that is willing to provide you with a new mortgage to pay off the existing one. These lenders (typically called "sub-prime lenders") serve individuals with less-than-perfect credit such as foreclosures, and may be able to work with you. Beware that these lenders will almost always charge a higher rate of interest for these new mortgages than you are currently paying, which will increase your monthly mortgage payments. Still, this is an option that you may wish to investigate.

Our law office has helped many individuals through the process of refinancing their mortgages in order to save their homes. We will work with your new mortgage lender, your existing mortgage bank and your bank’s lawyers during your refinancing process, and will represent you at the closing of your new mortgage loan.